Mortgage Rates
Loan Type | Rate | APR |
|---|---|---|
| Iowa Cash Out | 3.875% | 4.00% |
| * Mortgage Rates as of 01/13/2020 9:48 PM. Rates quoted with 0% points with these assumptions. Not all programs are available in all areas or to all borrowers. |
Primary Residence Iowa Cash Out Refinance
Take money out of your home equity
Lower your mortgage rate
Buy a new car or investment property
Consolidate bills & lower interest rates on debt
Iowa Investment Property Cash Out Refinance
Purchase more Iowa rental property
Renovate your existing property
Consolidate debt to lower interest rates
Fund other investments or dreams
Iowa Cash Out Loans – We Specialize in Cash Out Refinancing!
As a mid-size lender, we work hard to find creative ways to meet our customers’ unique needs – like our wide range of cash-out loan programs for a variety of situations. If you are looking to purchase a second or investment home, consolidate debt, finance your child’s tuition, or take advantage of lower interest rates, please contact us today.
Cash-Out Rental Property Loans
Cash Out Jumbo Loans
Questions? We’d be happy to discuss your options. Contact us!
Why Choose Us?
Outstanding Customer Satisfaction
Closed on our first home his morning and the process went great. Jay and his team do an outstanding job with communication and explaining everything along the way. For a first time buyer, they do a great job with every single step in the process.
Hurst got me a great deal. I bought a new home so initially I dealt with the builder’s “preferred lender.” I told my builder’s “preferred lender” what Hurst’s offer was and he stated “sounds too good to be true, you sure he has everything included in his gfe?” Well, it was true and I couldn’t be happier!
He beat our builder’s lender’s offer, was a whole lot easier and nicer to work with, answered our questions, and we closed on time. AND we got to work with Aggies all around.
We closed on our house with Jay in November. He did a great job for us as well. We had a few issues that were out of the ordinary, and he helped us get through underwriting on time and close on the original date.
Repeat & Referred Business
Successfully Closed Loans/Year
Industry Awards
2012 & 2013
Family Owned.
Still A Family Business
Founded by Jay Hurst and Scott Bialek, Hurst Lending & Insurance – and its divisions, such as Iowa Cash Out – is still managed by Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!
Jay Hurst & Family
Scott Bialek & Family
Texas Aggie Heritage
Hurst Lending has been named twice among the 100 fastest-growing Aggie companies.
Hurst Lending is proud to be a part of the Texas A&M community. Co-founder Jay Hurst (’00), investor Dat Nguyen (’98), senior manager of loan processing Sonja Zadel (’93) and several other employees and investors have degrees from Texas A&M.
Out of a desire to serve the Texas A&M community, Hurst Lending & Insurance created a division called AgsReward, which offers an Aggie Realtor Referral program, apartment loans, and other mortgage and insurance offers particularly relevant to the Aggie family. AgsReward is a sponsor and active participant on the Real Estate Forum on TexAgs.com.
Hurst Lending is also very proud that we have twice been recognized on the Aggie 100 list of fastest-growing Aggie-owned companies.
Refinance & Get Cash Out
Need some cash to pay off debt or make a big purchase? Refinance your house with us and you could find yourself with the cash you need to:
- Consolidate debt
- Remodel your home
- Purchase a new car
- Buy an investment property
In Iowa, you can take out up to 95% of your home’s equity to use as you wish.
4 Ways to Make Refinancing Work for YOU!
Let’s start at the beginning, by quickly explaining refinancing: this is when you take a step back, assess the loan you currently have for your home, and take out a new one. The new loan pays off the old one and you start fresh, [...]
TexAgs Q&A: Refinancing
In September - October 2015, we asked users of several forums on TexAgs.com to submit their mortgage-related questions. The questions were great, so we thought we'd share a summarized list of the questions (and their answers) on our website. We've grouped them into three [...]
In 300 Words Or Less: Home Equity Loan vs. Cash Out Refinance
In 300 Words Or Less: Home Equity Loan vs. Cash Out Refinance Two of the most often confused terms when it comes to mortgages are “home equity loan,” and “cash out refinance.” One the surface, it’s easy to understand why – both are [...]